The Nexo Legal immigration team at the office in Medellín

For retirees with a lifetime pension

Colombia retirement visa: requirements, cost and time

The Colombia retirement visa is for you if you receive a lifetime pension from a government or a private pension fund.

Your pension has to be about USD 1,590 a month or more (COP 5,252,715 in 2026).

Handled by Tomás Restrepo, partner and director of the immigration departmentReviewed on November 9, 2026

4.8 on Google · 251 reviewsImmigration, tax and real estate under one roofOffice in El Poblado, MedellínEnglish and Spanish

Does your pension qualify?

The retirement visa lasts up to 3 years, and after 5 you can apply for the resident visa (R) (Resolution 5477 of 2022, arts. 77 and 90).

This is what Cancillería asks of your pension.

  • For life. Your certificate has to say so in writing.
  • Paid every month. Your certificate shows the monthly amount.
  • Measured in pesos. If yours is in dollars or euros, it moves with the exchange rate.
  • Certified by the competent entity. Apostilled and translated into Spanish, or issued by the consulate of the country that granted your pension.
  • Investment income does not count. If your income is dividends, rent or withdrawals, the rentista visa may fit instead.

What you must prove in 2026

Set by Cancillería · these are not our fees

Minimum wage in 2026: COP 1,750,905. It changes every January, and the threshold moves with it. Source: Decree 1469 of 2025 (the transitional Decree 159 of 2026 kept the same amount).

Checked on November 12, 2026.

How to get your retirement visa in 4 steps

The documents set the pace, so we ask for the slowest one first.

  1. We check your pension

    We confirm it is for life and reaches the minimum, before we ask you for any document.

    If it does not qualify, we explore other ways for you to live in Colombia.

  2. We gather the documents with you

    Your background check usually takes the longest.

  3. We file your application

    We file it online, whether you are in Colombia or abroad.

    Cancillería studies it and decides.

  4. We follow your application to a decision

    Once it is approved and you pay the issuance fee, your electronic visa arrives by email within 10 business days (Resolution 5477 of 2022, art. 101).

    Then we tell you how to register it with Migración Colombia and get your foreigner ID card.

You may also need

Services that often go with the retirement visa.

Before you move

Tax consultation, 1 hourCOP 400,000about USD 121Understand how Colombia would tax your pension and your other income, before you move.
Tax planningCOP 3,694,410about USD 1,120Your income from Colombia and abroad, arranged as efficiently as the law allows.

For your visa

Travel insurance for your visaFrom USD 435a year4 plans, by age and coverage.
Medical certificate issued in ColombiaCOP 200,000about USD 61We book your appointment with an authorized doctor in Medellín.
FBI background check, done with us in MedellínCOP 1,476,000about USD 447Fingerprints, shipping, apostille and translation, from Medellín.
Beneficiary visaCOP 1,750,905about USD 530For your spouse, partner or children, linked to your visa.

Once you live here

RUT registrationCOP 350,181about USD 106Your Colombian tax ID, registered with the DIAN.
Income tax returnCOP 808,110about USD 245Each year it applies.
Wealth tax returnCOP 808,110about USD 245If your assets reach the threshold for the year.
Will under Colombian lawCOP 4,202,172about USD 1,270For the assets and the life you have built in Colombia.
Purchase review and closingCOP 7,446,000about USD 2,260If you are buying a home here: title study, promise and deed.

Your WhatsApp message will ask for

Retirement visa

Tick any service above to add it.

Prefer one package?

The retirement visa and your RUT registration, together in the core package.

COP 2,785,581about USD 844See the retirement packages →

A case we see often

  1. The first visa

    A retiree's Social Security pension cleared the minimum.

    The retirement visa was granted.

  2. When they applied again

    The same pension was now about USD 120 a month short.

    The minimum had risen since their first visa.

  3. Why it happens

    The minimum is set in Colombian pesos.

    It rises every January, and a pension paid in dollars moves with the exchange rate.

The visa asks for the minimum of the year you apply.
Not the one you met the first time.

Applying again soon? Write to us and we will check your pension against this year's minimum →

Colombia retirement visa requirements: the documents

This is what Cancillería asks for the retirement visa, also called the pensionado visa or M visa (Resolution 5477 of 2022):

  • Pension certificate. It has to state your lifetime monthly pension and its amount.
  • Background check. From every country where you lived in the last 3 years, apostilled or legalized and translated.
  • Medical certificate. From a Colombian authority or your home country's health authority, showing you are physically and mentally fit.
  • Health policy. Valid in Colombia for your whole stay, covering accident, illness, maternity, disability, hospitalization, death and repatriation.
  • Passport. Valid, with the page of your last entry stamp.

How recent each document must be, the apostille and the translation depend on your case.

At Nexo Legal, in Medellín, Tomás Restrepo, partner and director of the immigration department, gives you the exact list for your case, reviews each document and files your application. Our fee for the retirement visa is COP 2,435,400.

What happens after the visa

Applying again

To stay longer, we apply again before it expires, for the same fee.

Time outside Colombia

You can be away up to 180 calendar days in a row, about 6 months.

If you are away longer, within each 365-day period counted from the day your visa was issued, your visa ends automatically (art. 65).

Your family

If they depend on you financially, your spouse or permanent partner and your children up to 25, or of any age with a disability, can join you on a beneficiary visa.

Taxes

If you spend more than 183 days in Colombia within 365, you become a tax resident, whatever your visa. Taxes for foreigners →

Questions retirees ask us about this visa

How long does the retirement visa take?

Cancillería has up to 30 calendar days to decide once the application is complete and the study fee is paid (Resolution 5477 of 2022, art. 13).
It can take longer if Cancillería consults other entities.

Can I work on a retirement visa?

No. The retirement visa does not allow you to work in Colombia (Resolution 5477 of 2022, art. 77).
If you plan to work, you need a different visa, and we help you choose it.

Is there a minimum age?

No. The regulation sets no age: what it asks for is a lifetime pension (art. 77).
If your pension is paid for life and is 3 minimum wages a month or more, your age does not matter.
An early retirement pension counts the same way, as long as it is for life.

Does U.S. Social Security count, and does its letter need an apostille?

Yes. It is a state pension.
You get the benefit letter apostilled by the Secretary of State of the state where it was issued, and translated into Spanish.
We do not process apostilles ourselves. For U.S. documents, we can refer you to a company that does.

Does a disability payment count as a pension?

Yes, if it is a lifetime disability pension.
Like any pension, it has to be paid every month, for life, by a government or a private pension fund, and be 3 minimum wages or more (art. 77).
The certificate from the entity that pays it has to show that it is for life.
If your benefit is temporary, one that ends or is reviewed to continue, it does not count.

My income comes from investments, not a pension. Can I get this visa?

No. Withdrawals, dividends and rent are not a pension.
The rentista visa may fit instead: it is a visitor visa (Resolution 5477 of 2022, art. 56), and we review it with you.

My pension is just below the minimum. Can I add other income?

Only another pension.
You can add a second lifetime pension, for example Social Security and a pension from Europe, if together they are 3 minimum wages or more.
Each one needs its own certificate from the entity that pays it, apostilled and translated (art. 77).
Rent, investments and savings withdrawals do not count, even if you add them to a pension.

I have lived in Colombia this past year. Which background check do I need?

The rule asks for the one from the country where you have stayed in the last 3 years (art. 77).
In the cases we handle, Cancillería asks for your home country's: for U.S. citizens, the FBI check.
Cancillería may also ask for the Colombian one.
If you have lived here, we can request it for you too, so your file is complete.

Can I stay in Colombia while it is processed?

You need to stay in the country where you applied until Cancillería decides: in Colombia if you applied from here, or abroad if you applied from there.
In Colombia, your status has to stay regular the whole time, with a valid visa, a stay permit or a safe-conduct (Resolution 5477 of 2022, art. 13).
We check your dates before filing, so your permit does not run out midway.

Why do retirement visa applications get delayed or refused?

In the cases we handle, almost all come down to 3 things: the pension certificate, the amount after the exchange rate, and documents from abroad.
Some are in the rule itself: the certificate states a monthly lifetime pension of 3 minimum wages or more, and the health policy covers repatriation (Resolution 5477 of 2022, art. 77).
Others are details Cancillería checks closely that are not written anywhere. We review each one before filing.
If we handle your visa, the second application carries no professional fees: we review what led to the decision and fix it before we file again.

Don't see your case?

Tell us about it. In a free 15-minute call, we assess it and send you a proposal.

In-depth questions? 1-hour consultation: COP 400,000 (about USD 121).Outside what we do? We refer you to someone who does.

Visa and document costs, besides our fees

They go to Cancillería, Migración Colombia and the document issuers.

Retirement visa 

Fixed fees

Apostilles and translations 

For documents issued abroad

  • Apostille of a U.S. state document, such as a pension letterUSD 160
  • Apostille of a U.S. federal document, such as the FBI checkUSD 180
  • Certified translation into Spanish, per pageUSD 15
We do not process apostilles ourselves.For U.S. documents, we can refer you to a company that does, at these prices.Elsewhere, each document is apostilled in its own country, and the price varies.

Your proposal adds them up for your case, together with our fees.

Who handles your case

Your visa is handled by the firm's immigration area, led by Tomás Restrepo.

Tomás Restrepo

Tomás Restrepo

Partner and director of the immigration department

  • Specialist in Business Law
  • Has led Nexo Legal's immigration practice since 2020
  • 3partners lead the legal, tax and immigration areas
  • 22professionals in corporate, private, employment, intellectual property, immigration and tax law
  • Medellínour own office

What our clients say

4.8

Based on 251 reviews

Google
Maria Isabel SNovember 12, 2026

Great human quality, the team was always there to solve all my questions. 100% recommend it

Nikola Tarasiuk CorreaOctober 26, 2026

Great service! Tomás who was taking care of my case was very responsive and helpful with every step of the process. Highly recommended :)

Kent MennemSeptember 17, 2026

Nexo Legal provides great services. They are extremely responsive and efficient! Highly recommended.

Joshua HarrisSeptember 14, 2026

They have been super helpful with me through multiple rounds of figuring out my visa and paying taxes. Nexo is who I go to for all my legal needs

Ken KanouseSeptember 6, 2026

I have used Nexo Legal for filing mine and my wife's Colombian income taxes the past 3 years. While I am retired and Colombia doesn't tax my retirement income, the filing still needs to be done. Each year the tax accountant requests the necessary information early so they can be filed accurately on time. They are very easy to work with, and I'd recommend using them for all you accounting and legal needs.

Chris HumphreyAugust 20, 2026

I’ve trusted Tomas and Nexo team on multiple visa applications and would highly recommend them when considering your next legal needs

daniela sanchezAugust 4, 2026

Great experience atty Tomas was very helpful in walking me through every step of the way and keeping me calm and stress free . I would highly recommend this firm with my eyes closed 🙂

Mark HarringtonJuly 31, 2026

Tomas handled my wife's visa application very professionally and was always available to address any questions or issues. Five stars

Arthur WalstonJuly 29, 2026

This was my first time working with The Nexo Firm. I have nothing but high regards for this Firm and specially for Tomas Restrepo. Tomas helped me with my visa process and communicated with me on the progress from start to finish. Plus, his English is very good so there is no language barrier. So, if your traveling aboard and you need help with the visa process, I highly recommend The Nexo Firm and Tomas Restrepo!

Shivaya GuraveJuly 22, 2026

Camila recently helped me obtain my RUT tax registration then did the necessary paperwork and filed my Colombian tax for 2025. Fast, reasonable price, in flawless English. I highly recommend her and Nexo Legal.

nicca louisJuly 7, 2026

All the way from NJ, USA this firm helped me revolve matters in Columbia so fast! I'm appreciative and glad I got the chance to work with them because I would still be fighting this legal battle if I did it on my own!

LilyJuly 6, 2026

Camila was a great accountant to work with and made filing taxes in Colombia as a digital nomad super easy! Thank you

See all 251 reviews on Google →

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Watch before you move

Retire in Colombia 2026: Visa, Taxes & Common Mistakes

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