Are you an independent contractor or do you hire freelancers? Here’s how to handle social security contributions starting july 2025
For years, many people have worked under service contracts without fully understanding how their social security contributions should be handled.
Now, that’s changing with Resolution 467 of 2025.
If you’re a freelancer or a business owner who hires independent contractors, this affects you directly.
What changes under this new resolution?
Starting July 1st, 2025, if you sign a service contract lasting more than one month, the company hiring you will be responsible for paying your health, pension, and family compensation fund contributions.
However, there’s a key condition:
This only applies if both parties agree in writing beforehand.
That agreement can be included within the contract itself or added as a separate annex.
If there’s no such agreement, you, as the contractor, will still be responsible for making your own contributions—just as things have been done until now.
What about occupational risk insurance?
Regardless of who handles the social security payments, if the work you’re doing is classified as risk level IV or V, the company is legally required to affiliate you to an ARL (Occupational Risk Administrator) and cover that cost.
This is a non-negotiable legal obligation.
How will it work in the PILA system?
To make this possible, the Integrated Contribution Payment Form (PILA) is being updated with two new categories:
- Payer Type 15 – Contracting Party: the company or individual making the payment
- Contributor Type 59 – Independent with Contract Over One Month: the contractor receiving the contributions
These changes will allow companies to make payments in an organized manner while complying with all legal requirements.
What happens if contributions aren’t made?
If a company discovers that a contractor hasn’t paid their health or pension contributions during the contract period, it may withhold part of the payment and use those funds to cover the unpaid amounts.
This is supported by Article 50 of Law 789 of 2002.
What should you start doing now?
If you’re a contractor:
- Make sure you have clear, written agreements with your clients
- Review whether your payroll or PILA systems are ready to handle this update
If you’re a freelancer:
- Discuss the new contribution rules with your clients and confirm, in writing, whether they’ll be making the payments for you
- Stay up to date with your payments—especially if your client isn’t covering them on your behalf
In summary
Resolution 467 of 2025 aims to bring more clarity and protection to people working independently.
It’s a valuable opportunity to formalize work processes, prevent legal issues, and ensure that social security contributions are made properly.
Do you have questions about applying this new rule to your contracts?
At Nexo Legal, we guide you step by step to make sure everything is clear and compliant.
Reach out to us—let’s protect your well-being and your business together.
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What will happen after you fill out this form?
After submitting the form, your case undergoes a comprehensive review by our team of specialist to assess its viability. Providing clear and concise information about your objectives accelerates this process.
Subsequently, a specialist will be assigned to your case, reaching out to you within a day to clear up details about your case and outline the next steps to help you achieve your goals.
Get started with a free case assessment
What will happen after you fill out this form?
After submitting the form, your case undergoes a comprehensive review by our team of specialist to assess its viability. Providing clear and concise information about your objectives accelerates this process.
Subsequently, a specialist will be assigned to your case, reaching out to you within a day to clear up details about your case and outline the next steps to help you achieve your goals.
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Phone: (+57) 315 3354174
direccioncomercial@nexo.legal
Calle 11 no. 43b – 50,
Parque Empresarial Calle Once
Oficina 407
Medellín, Colombia
